Secured lending for digital assets

Built for institutions, foundations and treasuries. Borrow against your digital assets, or make capital available to borrowers.

Download platform overview (PDF)
Borrow
Liquidity against digital assets, without selling.
Lend
Deploy idle capital against posted collateral.
Custody
Collateral held with Coinbase Prime custody.
Audit-ready
Every action logged and exportable.
Why Armada?

Individual trades. Agreed terms. Greater control.

01
Matched, not pooled.

We match individual lenders and borrowers, with each trade agreed separately. You participate in a defined transaction rather than supplying capital to a shared lending pool.

02
Fixed rates. Clear terms.

Agree your rate before the trade begins. With fixed pricing for the agreed term, borrowers know their financing cost and lenders know their contracted return.

03
More flexibility in collateral.

Discuss financing against a broader range of digital assets. Eligible collateral and haircuts are assessed individually, allowing terms to reflect the asset and the transaction.

04
An opportunity to restore collateral coverage.

Our margin-call process gives borrowers an opportunity to add collateral or reduce their exposure before liquidation, subject to the agreed terms and applicable thresholds.

Explore your options
Two sides, one market

Borrow against assets. Lend idle capital.

Unlock liquidity without selling your assets.

Foundations and treasuries often hold significant digital assets but need working capital. Armada lets you borrow against those holdings, keep your exposure, and agree terms without selling.

✓Keep long-term exposure to the assets you hold
✓Collateral held with Coinbase Prime custody for the life of the loan
✓Terms and haircuts negotiated per asset
How borrowing works
01
Get started
Tell us about your organization and the assets you hold. We complete onboarding with you.
02
Pledge collateral
Assets move into custody with Coinbase Prime, ready to secure a loan.
03
Place an RFQ
Set the amount and term. Armada comes back with firm quotes.
04
Accept and draw
Choose the quote that suits you. Monitor LTV and repayments in the portal.
Put idle capital to work against real collateral.

Lenders with capital to deploy earn on overcollateralized, short-tenor transactions. Your capital is allocated to specific borrower positions; Armada is your counterparty.

✓Loans secured by collateral held in custody
✓Standing offers on your own rate, LTV and term limits
✓Full reporting and audit trail on every position
How lending works
01
Get started
Share your mandate and the capital you want to deploy. We complete onboarding with you.
02
Set a standing offer
Define size, minimum rate, accepted collateral and maximum LTV.
03
Automatic allocation
Your standing offer is automatically allocated to eligible borrower requests that meet your criteria.
04
Earn and monitor
Track interest, collateral health and maturities. Export statements any time.
Custody and asset flexibility

Collateral stays in qualified custody.

Assets pledged on Armada are held with Coinbase Prime custody. Armada coordinates the arrangement between borrower, lender and custodian, and terms are discussed, not dictated.

Coinbase Prime custody
Pledged assets are held with Coinbase Prime for the life of the loan.
Armada's role
We match counterparties, document terms and monitor positions.
Asset flexibility
Hold something not yet supported? We can discuss additional assets.
Negotiable terms
Haircuts and terms are agreed per asset, not one size for all.
Borrower
Pledges collateral
Lender
Provides capital
Armada
Matches, documents and monitors the loan
Custodian
Coinbase Prime
Collateral held
for the life of the loan
Simplified. Final custody wording to be confirmed.
FAQs

Common questions

Can't find what you need? Email connect@armadaglobalgroup.com.

Armada Reserve is an institutional secured lending and repo desk for digital assets. Borrowers post collateral and draw liquidity without selling; lenders put idle capital to work against specific borrower positions. Armada is your counterparty: we document terms, instruct the custodian, and manage the trade.

A repurchase agreement, or repo, involves selling an asset and agreeing to repurchase it on a future date at an agreed price. It provides the seller with liquidity while the asset supports the transaction. The difference between the sale and repurchase prices is the financing cost. On Armada, repo-style trades are documented with Armada as counterparty.

Once approved and onboarded, submit a request for quote with your funding needs and proposed collateral. Armada comes back with terms (amount, duration, rate, and haircut). Settlement follows once approvals and checks are complete. Coinbase Prime is in custody of the assets for the life of the loan.

Once approved, set a standing offer with size, minimum rate, accepted collateral, and maximum LTV, or respond to RFQs through Armada. Your capital is allocated to specific borrower positions; Armada is your counterparty. Submitting an offer does not guarantee deployment or earnings.

Eligibility depends on custody support, liquidity, and our risk assessment. We accept major digital assets, and other assets are reviewed on request. Contact us if you have a specific asset in mind.

A haircut is the difference between the assessed value of the collateral and the amount of funding provided. For example, a 20% haircut on collateral valued at $1,000,000 would support $800,000 of funding. Haircuts vary by asset and transaction.

As LTV nears the agreed threshold, you get margin-call warnings and a window to add collateral or reduce the loan. If the liquidation threshold is hit, there is no cure period and Armada can liquidate. Terms are set in your agreement; understand the risks before you trade.

Coinbase Prime is in custody of the assets supporting each transaction. Armada uses access controls, multi-factor authentication, and approval processes to help protect accounts and trading activity. Armada has completed an independent security assessment; details are available on request.

Select "Get Started" and tell us about your organization and whether you want to borrow, lend, or both, or email us at connect@armadaglobalgroup.com. Our team will discuss suitability, onboarding, and next steps. Access is subject to approval and applicable checks.